An update to your plan & terms
31 July 2026
The next chapter of Plutus starts here.
New prices take effect in 45 days. Your rewards stay, Perks grow, and more is coming, from bigger gift card savings to a Plutus Card like never before. Plenty of time to decide.
From today
31 Jul 2026
The clock starts. Nothing changes yet.
In 30 days
30 Aug 2026
Updated terms take effect: Travel, Miles, Credits and payments.
In 45 days
14 Sep 2026
Subscription prices move to their reinstated rates.
The plans
Your new prices, and what stays the same.
Every plan keeps its 3% rewards and Perks, with more Perks and features added, many already listed below. These are our 2023 prices, held for four years, and now worth far more than ever.
| Plan | New price | PLUS rewards | Perks | Monthly cap |
|---|---|---|---|---|
| Lite | £1.99 /mo | 3% |  | £100 |
| Starter | £9.99 /mo | 3% | | £250 |
| Everyday | £19.99 /mo | 3% | | £500 |
| Premium FX card | £29.99 /mo | 3% | | £1,000 |
Prices shown are billed monthly. Annual billing stays available at a better rate. Prices are in your plan currency, shown here in GBP.
Lock in before 14 September
Grandfather your price.
Get your Premium annual now and be grandfathered in, on today's price even as it rises for everyone else.
Open the Plutus app and switch to Premium annual to lock today's price before it rises. Eligibility and terms apply.
More value, revealed in the run up
What's new
More features, clearer terms.
We have introduced new 2026 features and their terms, which come into effect in H2.
Details are linked below and apply to all customers from 30 August 2026.
Subscriptions & auto renewal
Your plan renews automatically each period, at the price then in force. To opt out, turn off auto renewal in the app before your renewal date.
Read the subscription terms
Refunds
We have updated our refund policy for subscriptions. The full conditions, including any refund window, are set out in the subscription terms.
Read the refund policy
Travel
Updated terms for PlutusTravel, covering wholesale hotel rates paid in Credits, cancellations and refunds, and how savings are shown.
Read the travel terms
Miles
Updated terms for PlutusMiles, covering how Miles are earned on eligible spend and bookings, and how they are redeemed with partners.
Read the Miles terms
Credits
Updated terms for Credits, our in app balance, and how they are loaded, held and spent in full.
Read the Credits terms
Payments
Updated terms for topping up and making payments, covering the rate applied at the time of payment and how it is settled.
Read the payment terms
Coming in H2 2026
This is what the new pricing is building.
With our regulated banking and card partners, we are bringing powerful new features to life. Your subscription funds it all, and all we keep adding.
Apple Pay & the basics
Tap to pay and the everyday essentials, done properly.
Multicurrency accounts
Hold and spend in multiple currencies from one place.
FX & multicurrency card
A card that gives you a fair rate wherever you are.
Pay your way
Pay for your plan and top ups in just a few taps.
Built in swap
Swap directly inside the app, without leaving.
PLUS rewards
In-app points you earn and redeem, moving on chain once we are licensed.
We are delivering these banking and card features with the regulatory cover of our banking and card providers, while we progress our own authorisations. Plutus is a trading name of Block Code Ltd, registered in England and Wales. Availability of individual features depends on your region and on partner approval.
A note from us
This is our moment.
We planned these rates in 2022, moving from Contis to Modulr. You said the time was not right, so we held them, for four years.
That patience is paying off. We are building with two of the industry's biggest names to launch in the UK and EU, and take Plutus global, across the US, LATAM, UAE and Asia.
Thousands of you stayed, so we keep raising the bar. More is coming, and if we fall short, tell us, we will get better.
Thank you for building this with us.The Plutus team
Community first
Tell us what you think.
This is a community first change. If you have concerns or ideas, reply or leave a comment and we will factor it in. We can still adjust, and we would rather hear from you.
Share your feedback